What Steps to Take Immediately if You’re a Victim of Online Scam

dr.Gachet

dr.Gachet

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As the Internet comes an integral part of our everyday life, it made us vulnerable to many threats as an integral part of our everyday life. Anyone can become a victim of cyber criminals and thieves of personal information.

There are a number of security measures available to Internet users to minimize risks. If you find yourself being a victim of online scam or identity theft, his article will help you to timely respond to the incident.

Disconnect from the Internet

If you are a victim of cybercrime, immediately disconnect from the Internet to interrupt the data transmission to an attacker. Break of network connection — is the surest way to stop the attack.
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To disconnect the Internet connection, you must physically turn off the router or the power cord, and turn off the network connection on your computer by taking the following steps:

  • Open Network Connections by clicking the Start button Picture of the Start button, and then clicking Control Panel.
  • In the search box, type adapter, and then, under Network and Sharing Center, click View network connections.
  • Right-click the broadband connection, and then click Disable.

Don’t use your Computer until Checked

If the scammer hasn’t already crashed the computer, it shouldn’t be used until examined by a computer professional. I suggest shutting it down and unplugging it. The scammers can install remote control software, potentially giving themselves full remote control of the computer. They canalso possibly install viruses and malware that could capture your passwords and personal files.

Get your Computer Looked at by a Professional

As mentioned already, the computer should be checked by a computer professional after a scam to ensure the scammers didn’t leave anything behind to spy on the computer activity and to cleanup any other malware and adware, which may have actually led to the scam in the first place. A computer professional can also ensure the computer has good antivirus and security software installed and give one-on-one advice on how to spot and prevent these scams going forward.

Check your Bank Cards and Other Financial Statements If you see transactions you don’t recognise, immediately tell the organisation concerned that you suspect you have become a victim of fraud.

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Investigate any credit refusal — it could be a sign that your credit report has been damaged. Contact one of the credit reference agencies (Experian, Equifax or CallCredit) who can help you review your credit report and contact all of the organisations involved for you. They will also notify the other two credit reference agencies so they too can offer help.

Notify Banks of any Fraudulent Activity

If the scammer did take payment, the credit card company or bank should be notified as soon as possible. They can cancel the credit or debit card and its number, and then issue another one so the scammer doesn’t fraudulently charge more. They typically will also refund the account for the charges made by the scammer, sometime of which they must be notified within a certain amount of time, like 48 hours.

Change Passwords for Important Accounts

Just in case the scammer installed viruses, malware or monitoring software that captured your login credentials, I suggest changing the passwords for at least the important accounts: banks, credit cards, investment accounts, etc. It’s also a good idea to change the password for any other accounts or websites that were used recently, or all of them for that matter to be on the safe side, especially they all have the same or similar password.
 
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