How to Avoid Being Scammed this Xmas

In the run-up to Xmas people are trying to fulfill their wish lists and looking for good prices without a lot of time. So, Xmas is a “fat” time of the year for scammers. When a shopper are going to make purchases online he is a perfect target for scammer schemes. In this article we will consider the steps for keeping your financial and personal info safe.

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  • Beware eye-popping sale. An offer with super-low prices is an old trick that scammers use to seduce online shoppers into disclosing credit-card information. If an offer seems too good to be true — it’s highly probable that you are in a step from being scammed. A new iPad cannot cost as Lego.
  • Use a credit card. Using credit card instead of debt protect your money if your account number is stolen or if an item doesn’t answer the description on a store website.
  • Use third-party payment tools. By using Amazon Payments, Apple Pay, PayPal or any other third-party payments you protect your credit-card information, as it is in a single trusted database.
  • Check trustworthiness and safety of an online shop before you visit it. Before providing your credit card number, make sure that confidentiality of your information is secured by SSL encryption. The encryption ensures that your financial and personal details will only be disclosed to the online store.
  • Read reviews. Before clicking “buy” button read reviews about the online store. Also it’s worth to examine carefully ratings based on feedback from the greatest possible number of shoppers.
  • Use SMS notification services. Text Alerts service helps you keep track of your money. Currently, this useful service is available in all banks and credit units. So, you can sign up to receive texts when your card is used.

Following these simple rules allows you to avoid unpleasant surprises at Christmas. To find out more about Xmas scam types, please follow the link.